News + Press

APR vs. Interest Rate. What are the Differences?

When shopping for a mortgage, be mindful that an advertised interest rate is not the same as your loan’s annual percentage rate or APR. Most homebuyers today are unaware of the differences. Knowing the difference can help save money on... Read more

Capital City Home Loans Grows in Millennial Markets

June 11, 2015, Lawrenceville, GA – A growing Southeastern millennial housing market led Capital City Home Loans to expand its reach, opening new branch locations in both Athens, GA and Clemson, SC. Capital City Home Loans continues to increase its... Read more

Choosing a Location for Your New Home

THE DECISION TO MOVE Making the decision to relocate is almost always difficult. You can be influenced to move by many factors. Do you want to upgrade, downgrade, change school districts, or find a better lifestyle? Moving can provide these... Read more

Debt-to-Income Ratio

What is it and How Does it Affect Me? At its core, a debt-to-income ratio is exactly that: a comparison between the amount of debt you have versus the amount of money you make. From a lender’s perspective, if you... Read more

Do I Qualify for a Mortgage?

Qualifying for a mortgage may appear to be a simple process, but in all reality, the process can be quite intricate. The steps to obtaining a new loan or mortgage will be different from one bank to another. Here are... Read more