Many Americans dream of someday owning a home. This dream, for most, is reliant on getting proper funding from a mortgage lender. And up until now, the process was fairly easy to plan for: pay down your credit cards, boost... Read more
WHY THE CHANGES? The new TILA-RESPA Integrated Disclosure rule (TRID) is meant to simplify and clarify. These TRID updates are an attempt to improve and correct potential flaws with the current regulations. Here we have detailed some of the ways... Read more
As the COVID-19 outbreak continues to develop and impact our daily lives, we want to assure you that Capital City Home Loans is prepared to help you through this unprecedented time. All of our associates are following protocols based on... Read more
It’s that time of year again! Time to declutter and reorganize your home so you can enjoy the space you have even more. As top professional organizers will attest, start small and work your way to bigger projects. By crossing... Read more
“Should I rent or buy?” No matter where you live, it’s a big question. Renting offers people fewer maintenance responsibilities and the flexibility to change your mind about where you want to live. But owning a home can be a... Read more
Tips to Successfully Restoring Your Credit After Tax Liens A recent article from CNBC brought to light some of the common misconceptions about the realities of tax liens and the effects they have on your credit score. A tax lien,... Read more
Purchasing your first home or upgrading to fit the needs of your growing family can be a daunting task. Financial hurdles and time challenges can make the process seem insurmountable. A 20% down payment was once the norm, but today... Read more
Mortgage rates may fluctuate and requirements may change, but one thing remains constant: the dream of owning a home. Rents have gone through the roof recently, which has pushed even more homebuyers into house hunting. Owning a home has historically... Read more
Choosing the best mortgage program for your situation is about much more than getting the best rate. Making the best decision up front will set you up for a successful loan process. How Much Can You Afford? Since buying a... Read more
Whether you live in one of the states hard-hit by Hurricanes Harvey and Irma or not, it’s difficult to ignore what a natural disaster might mean for your home and mortgage. Mother Nature is not shy about showing us the... Read more