Latest Posts

New TRID Updates and How They Affect You

WHY THE CHANGES? The new TILA-RESPA Integrated Disclosure rule (TRID) is meant to simplify and clarify. These TRID updates are an attempt to improve and correct potential flaws with the current regulations. Here we have detailed some of the ways... Read more

Operations Update

As the COVID-19 outbreak continues to develop and impact our daily lives, we want to assure you that Capital City Home Loans is prepared to help you through this unprecedented time. All of our associates are following protocols based on... Read more

Organizing Your House for Summer

It’s that time of year again! Time to declutter and reorganize your home so you can enjoy the space you have even more. As top professional organizers will attest, start small and work your way to bigger projects. By crossing... Read more

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Renting vs. Owning: A Cost Comparison

“Should I rent or buy?” No matter where you live, it’s a big question. Renting offers people fewer maintenance responsibilities and the flexibility to change your mind about where you want to live. But owning a home can be a... Read more

Restoring Credit After Tax Liens

Tips to Successfully Restoring Your Credit After Tax Liens A recent article from CNBC brought to light some of the common misconceptions about the realities of tax liens and the effects they have on your credit score. A tax lien,... Read more

The Truth About Down Payments

Purchasing your first home or upgrading to fit the needs of your growing family can be a daunting task. Financial hurdles and time challenges can make the process seem insurmountable. A 20% down payment was once the norm, but today... Read more

The Truth About Mortgage Myths

Mortgage rates may fluctuate and requirements may change, but one thing remains constant: the dream of owning a home. Rents have gone through the roof recently, which has pushed even more homebuyers into house hunting. Owning a home has historically... Read more

Things to Consider: Choosing a Mortgage

Choosing the best mortgage program for your situation is about much more than getting the best rate. Making the best decision up front will set you up for a successful loan process. How Much Can You Afford? Since buying a... Read more

What is the Right Loan for You?

In today’s market, there are almost too many loan options, and choosing the right one can be daunting. Capital City Home Loans understands how overwhelming it can seem, but we want to provide you with some basic information to help... Read more