Jay Givarz Senior Mortgage Consultant

Jay Givarz has worked over 20 years in the mortgage industry. He works side by side with his wife, Mimi Givarz, to provide a first-class lending experience by combining his extensive mortgage knowledge with Mimi’s excellent communication skills.

Whether you are purchasing a home with a jumbo loan, construction-to-perm loan, or any product in between, Jay and Mimi are there to guide you step-by-step through the process. They enjoy working with first-time home buyers, growing families, self-employed borrowers, and recent retirees to get them into their dream homes.  Jay and Mimi work diligently to get all homebuyers into the loan program that best fits their needs.

Jay and Mimi are also members of the Flagler County Association of Realtors, Flagler Home Builders Association and Friends of A1A Scenic & Historic Coastal Byway.

When not working, you will find Jay and Mimi enjoying their time with their three adult children, boating in the intercoastal or taking in the serenity of their North Georgia cabin. With over 30 years of marriage, Mimi and Jay live “Team Givarz” in everything they do, personally and professionally.

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