According to Zillow, there’s no better time to sell your home than spring; homes listed between mid-March and mid-April sell about 15% faster than any other time of year. To attract buyers, you’ll want the house to be seen in... Read more
Americans are expected to spend more than $300 billion this year on remodeling projects. Financing your renovations means that you won’t have to come up with cash for every expense involved in transforming your home. Whether you’re a first-time homebuyer falling in love with a fixer-upper or looking to renovate your current home to bring it up to snuff, there are many renovation home loan options out there. Let’s look at a few ways you can finance your fixer-upper.
When shopping for a mortgage, be mindful that an advertised interest rate is not the same as your loan’s annual percentage rate or APR. Most homebuyers today are unaware of the differences. Knowing the difference can help save money on... Read more
TALLAHASSEE, Fla. — Capital City Bank (CCB) today announced its entry into a definitive agreement with BrandMortgage, whereby CCB will acquire 51% ownership of BrandMortgage. This strategic alliance reflects a shared commitment by both companies to deliver the highest quality... Read more
March 16, 2017 – Capital City Home Loans, the industry-leading full-service mortgage lender, is proud to announce a partnership with Community Sustainability Enterprise (CSE) to provide affordable, sustainable home ownership for families in Gwinnett, GA. Spearheaded by Greg Shumate, CEO of... Read more
THE DECISION TO MOVE Making the decision to relocate is almost always difficult. You can be influenced to move by many factors. Do you want to upgrade, downgrade, change school districts, or find a better lifestyle? Moving can provide these... Read more
Have you ever applied for a mortgage and then been flooded with calls, emails and letters with competing offers from other mortgage companies? Capital City Home Loans never sells nor shares your information, but other companies do. It can be... Read more
What is it and How Does it Affect Me? At its core, a debt-to-income ratio is exactly that: a comparison between the amount of debt you have versus the amount of money you make. From a lender’s perspective, if you... Read more
Qualifying for a mortgage may appear to be a simple process, but in all reality, the process can be quite intricate. The steps to obtaining a new loan or mortgage will be different from one bank to another. Here are... Read more
When you are considering buying a home for the first time, the options involved can be overwhelming. However, the questions of neighborhood, house size, mortgage, etc. become much simpler if you proceed one step at a time. Buying your first... Read more